{"id":4835,"date":"2021-11-09T22:36:24","date_gmt":"2021-11-10T03:36:24","guid":{"rendered":"https:\/\/www.evol.ca\/?page_id=4835"},"modified":"2025-11-17T15:41:37","modified_gmt":"2025-11-17T20:41:37","slug":"acquisition-and-growth","status":"publish","type":"page","link":"https:\/\/www.evol.ca\/en\/financing\/acquisition-and-growth\/","title":{"rendered":"business loan"},"content":{"rendered":"\n<h6 class=\"wp-block-heading\" id=\"h-loans-from-20-000-to-450-000\"><strong>loans from $20,000 to $450,000<\/strong><\/h6>\n\n\n\n<ul class=\"wp-block-list has-large-font-size\">\n<li>requires a capital outlay of at least 5% of the value of the project;<\/li>\n\n\n\n<li>maximum amortization of 8 years;<\/li>\n\n\n\n<li>interest rate calculated from a base rate, plus a % based on the risk premium associated with the business;<\/li>\n\n\n\n<li>possibility of a moratorium when the loan is granted or during its term;<\/li>\n\n\n\n<li>File set-up fees:\n<ul class=\"wp-block-list\">\n<li>For loans between $20,000\u00a0and $75,000: $350<\/li>\n\n\n\n<li>For loans between $75,001 and $250,000: $500<\/li>\n\n\n\n<li>For loans between $250,001 and $450,000: $650<\/li>\n<\/ul>\n<\/li>\n\n\n\n<li>Loan management fee (amount charged annually on the loan anniversary date), calculated as follows:\n<ul class=\"wp-block-list\">\n<li>Rate of 0.40% of the balance of the loan, for a minimum of $200 and a maximum of $2700.<\/li>\n<\/ul>\n<\/li>\n\n\n\n<li>The business must contribute to one or more of the UN\u2019s 17 Sustainable Development Goals as an impact enterprise (business whose services or products offer a solution to a social or environmental issue) OR an eco-friendly business (business committed to integrating or improving sustainable development practices during the course of its financing).<\/li>\n<\/ul>\n\n\n\n<h6 class=\"wp-block-heading\" id=\"h-documents-required-to-start-an-application\"><strong>documents required to start an application<\/strong><\/h6>\n\n\n\n<ul class=\"wp-block-list has-large-font-size\">\n<li>business plan and\/or project summary;<\/li>\n\n\n\n<li>two-year financial forecasts;<\/li>\n\n\n\n<li>financial reports for the past 3 years (when possible);<\/li>\n\n\n\n<li>the most recent interim financial statements;<\/li>\n\n\n\n<li>in the case of an acquisition:\u2009signed letter of offer and\/or tax memo.<\/li>\n<\/ul>\n\n\n<section class=\"evol-spacer\"><\/section>\n\n\n<div class=\"block-background  light-mode\" \n style=&quot;background-color:#b2d0d3;&quot; >\n    <span class=\"block-background__label\">Content with background<\/span>\n  \n    \n<section class=\"evol-spacer\"><\/section>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-we-empower-entrepreneurs-to-achieve-their-ambitions\">we empower entrepreneurs to achieve their ambitions<\/h3>\n\n\n\n<ul class=\"wp-block-list has-large-font-size\">\n<li><a href=\"https:\/\/www.evol.ca\/en\/acquisition-and-growth\/\" target=\"_blank\" rel=\"noreferrer noopener\"><\/a>possibility of financing the acquisition of tangible and intangible assets, working capital related to business operations after the loan is granted, development and marketing of new products and services for an existing business as well as share purchases or buybacks;<\/li>\n\n\n\n<li>most sectors of activity are eligible;<\/li>\n\n\n\n<li>interest rate calculated based on risk levels;<\/li>\n\n\n\n<li>amortization period from 2 to 8 years;<\/li>\n\n\n\n<li>possibility of a moratorium when the loan is granted and during its term;<\/li>\n\n\n\n<li>possibility of a moratorium for parental leave;<\/li>\n\n\n\n<li>application and file management fees apply.<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\"><a href=\"https:\/\/www.evol.ca\/wp-content\/uploads\/2025\/11\/evol_politique_financement_EN.pdf\" target=\"_blank\" rel=\"noreferrer noopener\">Learn more about our financing policy<\/a><\/p>\n\n\n<section class=\"evol-spacer\"><\/section>\n\n\n\n<div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button is-style-outline is-style-outline--1\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/www.evol.ca\/en\/financing\/\">return to the financing page<\/a><\/div>\n<\/div>\n\n\n<section class=\"evol-spacer\"><\/section>\n\n\n\n<\/div>\n\n                    \n","protected":false},"excerpt":{"rendered":"<p>loans from $20,000 to $450,000 documents required to start an application<\/p>\n","protected":false},"author":2,"featured_media":0,"parent":4742,"menu_order":20,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"_relevanssi_hide_post":"","_relevanssi_hide_content":"","_relevanssi_pin_for_all":"","_relevanssi_pin_keywords":"","_relevanssi_unpin_keywords":"","_relevanssi_related_keywords":"","_relevanssi_related_include_ids":"","_relevanssi_related_exclude_ids":"","_relevanssi_related_no_append":"","_relevanssi_related_not_related":"","_relevanssi_related_posts":"","_relevanssi_noindex_reason":"","footnotes":""},"class_list":["post-4835","page","type-page","status-publish","hentry"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v28.0 (Yoast SEO v28.0) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>business loan - evol<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" 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