{"id":4742,"date":"2021-11-09T15:08:47","date_gmt":"2021-11-09T20:08:47","guid":{"rendered":"https:\/\/www.evol.ca\/?page_id=4742"},"modified":"2026-08-27T10:36:45","modified_gmt":"2026-08-27T14:36:45","slug":"financing","status":"publish","type":"page","link":"https:\/\/www.evol.ca\/en\/financing\/","title":{"rendered":"A business loan"},"content":{"rendered":"\n\n<div class=\"theme-innerblock__block block-borders  light-mode\" \n style=\"background-color:rgb(178,208,211); border-style: solid; border-width:0px;border-left-width : 50px; border-left-color :rgb(255,187,51);border-top-width : 50px; border-top-color :rgb(248,247,242);border-bottom-width : 50px; border-bottom-color :rgb(58,90,112);\" >\n    <span class=\"theme-innerblock__block__label block-borders__label\">Content with borders<\/span>\n  \n    \n\n<div style=\"height:50px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<div style=\"height:10px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-8f761849 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:750px\">\n<h2 id=\"h-you-ll-never-face-your-challenges-alone\" class=\"wp-block-heading has-spring-wood-color has-text-color has-link-color wp-elements-e7fd1f89ad310558e7afc5788a9921d7\"><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-william-color\">You&#8217;ll never face your challenges alone.<\/mark><\/h2>\n\n\n\n<p class=\"has-william-color has-text-color has-link-color wp-elements-b25fcf39828a1294f0316cdeb3bd550a wp-block-paragraph\">Our business financing is never standalone. <strong>It includes personalized mentoring<\/strong>, strategic advice, and support from people who make all the difference.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">We believe that a business loan is more than just numbers: it&#8217;s about empowering the people and ideas that are building the future of our communities.<\/p>\n\n\n\n<h3 id=\"h-we-care-about-the-sustainability-of-your-business\" class=\"wp-block-heading h_2-6rem has-william-color has-text-color has-link-color wp-elements-40825ec654ad9e697a051f344065c54e\"><strong>We care about the sustainability of your business<\/strong><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>We&#8217;ll help you maximize the positive impact and performance<\/strong> of your business by supporting you as you adopt sustainable development practices. Rest assured, our mentoring is done at your pace, with no pressure, and according to your reality. Sustainable development encompasses social, economic, environmental, and governance practices. That means you can focus on your efforts on what best reflects your values, your challenges, and your objectives.<\/p>\n\n\n\n<h3 id=\"h-a-preferred-interest-rate-that-rewards-your-efforts\" class=\"wp-block-heading h_2-6rem has-william-color has-text-color has-link-color wp-elements-f034aacf3ce462197e3eec25f97654b4\"><strong><strong>A preferred interest rate that rewards your efforts<\/strong><\/strong><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">To reward your efforts, the more your business adopts a structured, integrated approach to sustainable development, the more you qualify for a preferred interest rate.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Adjusted interest rate<\/strong>: Your loan&#8217;s interest rate is calculated using a base rate plus a risk premium.<\/li>\n\n\n\n<li><strong>Lower rate based on your commitments<\/strong>: As your business commits more to sustainable development, your risk premium is reduced.<\/li>\n\n\n\n<li><strong>Annual review<\/strong>: Your interest rate is reviewed each year on your loan anniversary, ensuring your progress is recognized through concrete savings.<\/li>\n<\/ul>\n\n\n\n<div style=\"height:12px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-vertically-aligned-bottom is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:530px\">\n<figure class=\"wp-block-image size-full\"><img decoding=\"async\" width=\"631\" height=\"608\" src=\"https:\/\/www.evol.ca\/wp-content\/uploads\/2025\/10\/Evol_Financement_SiteWeb_A_Visuels_Bloc-1-3.png\" alt=\"\" class=\"wp-image-28148\" srcset=\"https:\/\/www.evol.ca\/wp-content\/uploads\/2025\/10\/Evol_Financement_SiteWeb_A_Visuels_Bloc-1-3.png 631w, https:\/\/www.evol.ca\/wp-content\/uploads\/2025\/10\/Evol_Financement_SiteWeb_A_Visuels_Bloc-1-3-300x289.png 300w, https:\/\/www.evol.ca\/wp-content\/uploads\/2025\/10\/Evol_Financement_SiteWeb_A_Visuels_Bloc-1-3-600x578.png 600w, https:\/\/www.evol.ca\/wp-content\/uploads\/2025\/10\/Evol_Financement_SiteWeb_A_Visuels_Bloc-1-3-52x50.png 52w\" sizes=\"(max-width: 631px) 100vw, 631px\" \/><\/figure>\n<\/div>\n<\/div>\n\n\n\n<div style=\"height:30px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<div style=\"height:50px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n<\/div>\n\n\n<div class=\"block-background  dark-mode\" \n style=&quot;background-color:#3a5a70;&quot; >\n    <span class=\"block-background__label\">Content with background<\/span>\n  \n    \n\n<h3 id=\"h-our-business-loans\" class=\"wp-block-heading has-jungle-mist-color has-text-color\">Our business loans<\/h3>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p class=\"has-large-font-size wp-block-paragraph\">We offer financing tailored to your needs.<\/p>\n\n\n\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-8f761849 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\"><div class=\"call-to-action theme-innerblock__block fill dark-mode\">\n\n     <span class=\"call-to-action__icon icon icon-right-arrow\" \n         ><\/span> \n\n    <span class=\"theme-innerblock__block__label\">Call to action<\/span>\n  \n    \n\n<h4 id=\"h-are-you-launching-a-new-business-commercialization-phase\" class=\"wp-block-heading\">Are you launching a new business (commercialization phase)?<\/h4>\n\n\n  \n<\/div>\n\n                    \n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\"><div class=\"call-to-action theme-innerblock__block fill dark-mode\">\n\n     <span class=\"call-to-action__icon icon icon-right-arrow\" \n         ><\/span> \n\n    <span class=\"theme-innerblock__block__label\">Call to action<\/span>\n  \n    \n\n<h4 id=\"h-is-your-business-in-a-growth-phase\" class=\"wp-block-heading\">Is your business in a growth phase?<\/h4>\n\n\n  \n<\/div>\n\n                    \n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\"><div class=\"call-to-action theme-innerblock__block fill dark-mode\">\n\n     <span class=\"call-to-action__icon icon icon-right-arrow\" \n         ><\/span> \n\n    <span class=\"theme-innerblock__block__label\">Call to action<\/span>\n  \n    \n\n<h4 id=\"h-are-you-planning-to-acquire-a-business-or-take-over-an-existing-one\" class=\"wp-block-heading\">Are you planning to acquire a business or take over an existing one?<\/h4>\n\n\n  \n<\/div>\n\n                    \n<\/div>\n<\/div>\n\n\n\n<div style=\"height:50px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<div style=\"height:45px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<\/div>\n\n                    \n\n\n<div class=\"block-background  dark-mode\" \n style=&quot;background-color:#fa2e1f;&quot; >\n    <span class=\"block-background__label\">Content with background<\/span>\n  \n    \n\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-8f761849 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<div style=\"height:44px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-8f761849 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:65%\">\n<h2 id=\"h-we-offer-you-more-than-just-a-business-loan\" class=\"wp-block-heading h_4rem\"><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-spring-wood-color\"><strong>We offer you more than just a business loan<\/strong><\/mark><\/h2>\n\n\n\n<div style=\"height:16px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-8f761849 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<ul class=\"wp-block-list puce_b2d0d3\">\n<li class=\"has-spring-wood-color has-text-color has-link-color wp-elements-2757c9a77754eeafef850f238179518b\"><strong>A multidisciplinary team<\/strong> with <strong>recognized expertise<\/strong> in business financing and mentoring.<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n\n\n\n<ul class=\"wp-block-list puce_b2d0d3\">\n<li class=\"has-spring-wood-color has-text-color has-link-color wp-elements-a76ff8cdc58cb8229a5dfd49f6d7e675\"><strong>Dedicated advisors<\/strong> you can count on whenever you need support.<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n\n\n\n<ul class=\"wp-block-list puce_b2d0d3\">\n<li class=\"has-spring-wood-color has-text-color has-link-color wp-elements-cdd6578908ca909d9a3015a726087bd1\">Access to a personalized dashboard that allows you to view your business\u2019s <strong>profile and progress in sustainable development<\/strong>, while providing concrete avenues for your efforts tailored to your reality.<\/li>\n<\/ul>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<ul class=\"wp-block-list puce_b2d0d3\">\n<li class=\"has-spring-wood-color has-text-color has-link-color wp-elements-0b8d02e8fcf6b7519d2468922399edfd\"><strong>A bank of free consulting hours with the experts<\/strong> on our Brigade-conseil (legal affairs, communications and marketing, accounting and finance, human resources, and more).<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n\n\n\n<ul class=\"wp-block-list puce_b2d0d3\">\n<li class=\"has-spring-wood-color has-text-color has-link-color wp-elements-8537d91d62b4b0e3ac356a2c3fea916b\"><strong>Mentoring<\/strong> on adopting sustainable business practices.<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n\n\n\n<ul class=\"wp-block-list puce_b2d0d3\">\n<li class=\"has-spring-wood-color has-text-color has-link-color wp-elements-56d655ae60032fb08c9d1af2091ce31f\"><strong>An annual review of your mentoring needs <\/strong>to support you in your projects.<\/li>\n<\/ul>\n<\/div>\n<\/div>\n\n\n\n<ul class=\"wp-block-list puce_b2d0d3\">\n<li><\/li>\n<\/ul>\n\n\n\n<div style=\"height:16px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p class=\"has-large-font-size wp-block-paragraph\" id=\"h-evol-c-est-plus-qu-un-financement-c-est-un-soutien-humain-et-personnalise-offert-en-continu-et-quand-cela-compte-reellement-pour-vous-afin-que-votre-entreprise-ait-tout-ce-qu-il-faut-pour-reussir\"><strong>Evol is more than financing: it\u2019s ongoing, personalized human support, when it matters most, so your business has everything it needs to succeed.<\/strong><\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-vertically-aligned-center is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:35%\">\n<figure class=\"wp-block-image size-large taille-mobile-50\"><img decoding=\"async\" width=\"1024\" height=\"712\" src=\"https:\/\/www.evol.ca\/wp-content\/uploads\/2026\/04\/Evol_Financement_SiteWeb_A_Visuels_Bloc-2-1024x712.png\" alt=\"\" class=\"wp-image-31565\" srcset=\"https:\/\/www.evol.ca\/wp-content\/uploads\/2026\/04\/Evol_Financement_SiteWeb_A_Visuels_Bloc-2-1024x712.png 1024w, https:\/\/www.evol.ca\/wp-content\/uploads\/2026\/04\/Evol_Financement_SiteWeb_A_Visuels_Bloc-2-300x209.png 300w, https:\/\/www.evol.ca\/wp-content\/uploads\/2026\/04\/Evol_Financement_SiteWeb_A_Visuels_Bloc-2-150x104.png 150w, https:\/\/www.evol.ca\/wp-content\/uploads\/2026\/04\/Evol_Financement_SiteWeb_A_Visuels_Bloc-2-768x534.png 768w, https:\/\/www.evol.ca\/wp-content\/uploads\/2026\/04\/Evol_Financement_SiteWeb_A_Visuels_Bloc-2-600x417.png 600w, https:\/\/www.evol.ca\/wp-content\/uploads\/2026\/04\/Evol_Financement_SiteWeb_A_Visuels_Bloc-2-72x50.png 72w, https:\/\/www.evol.ca\/wp-content\/uploads\/2026\/04\/Evol_Financement_SiteWeb_A_Visuels_Bloc-2.png 1083w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n<\/div>\n<\/div>\n\n\n\n<div style=\"height:59px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n<\/div>\n<\/div>\n\n\n\n<\/div>\n\n                    \n\n\n<div class=\"block-background  light-mode\" \n style=&quot;background-color:#b2d0d3;&quot; >\n    <span class=\"block-background__label\">Content with background<\/span>\n  \n    \n\n<div style=\"height:50px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<div style=\"height:35px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h2 id=\"h-who-are-our-business-loans-for\" class=\"wp-block-heading has-william-color has-text-color\">Who are our business loans for?<\/h2>\n\n\n\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-8f761849 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:650px\">\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p class=\"has-william-color has-text-color has-link-color wp-elements-de1933e4b14e42c367476a9badf0834a wp-block-paragraph\">Because we believe our economy must be fairer, more inclusive, and more sustainable, we provide financing and mentoring to businesses owned, in whole or in part, by at least one person who identifies with one of the following groups that remain underrepresented in entrepreneurship:<\/p>\n\n\n\n<div style=\"height:12px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h6 id=\"h-women\" class=\"wp-block-heading has-william-color has-text-color has-link-color wp-elements-887fd96ac311bd98f937f7a3075ae33d\"><strong>Women<\/strong><\/h6>\n\n\n\n<h6 id=\"h-immigrants\" class=\"wp-block-heading has-william-color has-text-color has-link-color wp-elements-b9eef91f2303d0f78ce23d0dcfedc136\"><strong>Immigrants<\/strong><\/h6>\n\n\n\n<h6 id=\"h-racialized-people\" class=\"wp-block-heading has-william-color has-text-color has-link-color wp-elements-6d71647a9c4ac20ef757c7c448ed5e71\"><strong>Racialized people<\/strong><\/h6>\n\n\n\n<h6 id=\"h-members-of-lgbtq2s-communities\" class=\"wp-block-heading has-william-color has-text-color has-link-color wp-elements-3d46809e6fb908d254e729829f4b8fd7\"><strong>Members of LGBTQ2S+ communities<\/strong><\/h6>\n\n\n\n<h6 id=\"h-people-living-with-a-disability\" class=\"wp-block-heading has-william-color has-text-color has-link-color wp-elements-19bf67ffe695411786a41dcdb12725e4\"><strong>People living with a disability<\/strong><\/h6>\n\n\n\n<h6 id=\"h-members-of-first-nations-and-inuit-communities\" class=\"wp-block-heading has-william-color has-text-color has-link-color wp-elements-02ea3c8aa3ba0ced49ae79719d4feba1\"><strong>Members of First Nations and Inuit communities<\/strong><\/h6>\n\n\n\n<div style=\"height:40px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p class=\"has-william-color has-text-color has-link-color wp-elements-2dfaf000ea6bdef605b1c0bfb97284c0 wp-block-paragraph\">Our services are exclusively for these entrepreneurs because we believe that a more inclusive and diverse economy is also more sustainable, innovative, and resilient.<\/p>\n\n\n\n<p class=\"has-william-color has-text-color has-link-color has-small-font-size wp-elements-817f2cc466e54d94351c07397bb9452e wp-block-paragraph\"><em>*These individual or individuals must own at least 25% of shares and voting rights, and hold a strategic position within the company.<\/em><\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:47%\">\n<div style=\"height:35px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n<div class=\"wp-block-image\">\n<figure class=\"aligncenter size-full\"><img decoding=\"async\" width=\"1000\" height=\"1000\" src=\"https:\/\/www.evol.ca\/wp-content\/uploads\/2025\/10\/Evol_Financement_SiteWeb_A_Visuels_Bloc-5-1.png\" alt=\"\" class=\"wp-image-28427\" srcset=\"https:\/\/www.evol.ca\/wp-content\/uploads\/2025\/10\/Evol_Financement_SiteWeb_A_Visuels_Bloc-5-1.png 1000w, https:\/\/www.evol.ca\/wp-content\/uploads\/2025\/10\/Evol_Financement_SiteWeb_A_Visuels_Bloc-5-1-300x300.png 300w, https:\/\/www.evol.ca\/wp-content\/uploads\/2025\/10\/Evol_Financement_SiteWeb_A_Visuels_Bloc-5-1-150x150.png 150w, https:\/\/www.evol.ca\/wp-content\/uploads\/2025\/10\/Evol_Financement_SiteWeb_A_Visuels_Bloc-5-1-768x768.png 768w, https:\/\/www.evol.ca\/wp-content\/uploads\/2025\/10\/Evol_Financement_SiteWeb_A_Visuels_Bloc-5-1-400x400.png 400w, https:\/\/www.evol.ca\/wp-content\/uploads\/2025\/10\/Evol_Financement_SiteWeb_A_Visuels_Bloc-5-1-600x600.png 600w, https:\/\/www.evol.ca\/wp-content\/uploads\/2025\/10\/Evol_Financement_SiteWeb_A_Visuels_Bloc-5-1-100x100.png 100w, https:\/\/www.evol.ca\/wp-content\/uploads\/2025\/10\/Evol_Financement_SiteWeb_A_Visuels_Bloc-5-1-50x50.png 50w\" sizes=\"(max-width: 1000px) 100vw, 1000px\" \/><\/figure>\n<\/div><\/div>\n<\/div>\n\n\n\n<div style=\"height:50px\" aria-hidden=\"true\" id=\"admissibilite\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<div style=\"height:30px\" aria-hidden=\"true\" id=\"eligibility\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<\/div>\n\n                    \n\n\n<div class=\"block-background  dark-mode\" \n style=&quot;background-color:#fa2e1f;&quot; >\n    <span class=\"block-background__label\">Content with background<\/span>\n  \n    \n\n<div style=\"height:50px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<div style=\"height:35px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h2 id=\"h-what-are-the-eligibility-criteria\" class=\"wp-block-heading has-spring-wood-color has-text-color\">What are the eligibility criteria?<\/h2>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p class=\"has-spring-wood-color has-text-color has-link-color wp-elements-e1e828e87171701c35369bd67dd13b3a wp-block-paragraph\"><strong>Businesses that would like to apply for a loan must meet the following six criteria:*<\/strong><\/p>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-8f761849 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column has-spring-wood-color has-text-color has-link-color wp-elements-b3c24ced5e897ecb4e5acd305d83679b is-layout-flow wp-block-column-is-layout-flow\">\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-8f761849 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-vertically-aligned-top is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:0%\">\n<h2 class=\"wp-block-heading alignwide has-sunglow-color has-text-color has-link-color wp-elements-e76b9208c355fb241a2ca1d80b39b3e5\" id=\"h-1\">1<\/h2>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-vertically-aligned-top is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:100%\">\n<div style=\"height:38px\" aria-hidden=\"true\" class=\"wp-block-spacer hide-on-mobile\"><\/div>\n\n\n\n<p class=\"wp-block-paragraph\">Be legally incorporated and registered with the Qu\u00e9bec Enterprise Register or plan to be before the loan process is finalized.<\/p>\n<\/div>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-column has-spring-wood-color has-text-color has-link-color wp-elements-f1d7a8e31086c872fa132003181a044c is-layout-flow wp-block-column-is-layout-flow\">\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-8f761849 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-vertically-aligned-top is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:0%\">\n<h2 class=\"wp-block-heading alignwide has-sunglow-color has-text-color has-link-color wp-elements-402b67a7e79fd2eb90153a899d3cd7ec\" id=\"h-2\">2<\/h2>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-vertically-aligned-top is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:100%\">\n<div style=\"height:38px\" aria-hidden=\"true\" class=\"wp-block-spacer hide-on-mobile\"><\/div>\n\n\n\n<p class=\"wp-block-paragraph\">Have its head office and main activities in Quebec.<\/p>\n<\/div>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-column has-spring-wood-color has-text-color has-link-color wp-elements-b997b32330de289d561f9a31cc427da2 is-layout-flow wp-block-column-is-layout-flow\">\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-8f761849 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-vertically-aligned-top is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:0%\">\n<h2 class=\"wp-block-heading alignwide has-sunglow-color has-text-color has-link-color wp-elements-ae331e52e8bfdc2228085d15cc79e098\" id=\"h-3\">3<\/h2>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-vertically-aligned-top is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:100%\">\n<div style=\"height:38px\" aria-hidden=\"true\" class=\"wp-block-spacer hide-on-mobile\"><\/div>\n\n\n\n<p class=\"wp-block-paragraph\">Have a financing need based on the business&#8217;s stage of development, such as a start-up, growth, acquisition, or business succession.<\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-8f761849 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column has-spring-wood-color has-text-color has-link-color wp-elements-c046388ef8c77084cc4d70fd3cbfa6e9 is-layout-flow wp-block-column-is-layout-flow\">\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-8f761849 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-vertically-aligned-top is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:0%\">\n<h2 class=\"wp-block-heading alignwide has-sunglow-color has-text-color has-link-color wp-elements-e38b8ebcad9ea2c9333d7b8aac16a26a\" id=\"h-4\">4<\/h2>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-vertically-aligned-top is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:100%\">\n<div style=\"height:38px\" aria-hidden=\"true\" class=\"wp-block-spacer hide-on-mobile\"><\/div>\n\n\n\n<p class=\"wp-block-paragraph\">Contribute to at least one of the United Nations\u2019 17 Sustainable Development Goals by being either: an impact business (a business whose services or products offer a solution to a social or environmental challenge) or a business committed to adopting or enhancing sustainable development practices throughout the financing period. Learn more about the 17 SDGs.<\/p>\n<\/div>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-column has-spring-wood-color has-text-color has-link-color wp-elements-6b6cebc61cda70da14b092b767d03329 is-layout-flow wp-block-column-is-layout-flow\">\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-8f761849 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-vertically-aligned-top is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:0%\">\n<h2 class=\"wp-block-heading alignwide has-sunglow-color has-text-color has-link-color wp-elements-65844a6b3c9a077ae3217e73fe5d3e3c\" id=\"h-5\">5<\/h2>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-vertically-aligned-top is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:100%\">\n<div style=\"height:38px\" aria-hidden=\"true\" class=\"wp-block-spacer hide-on-mobile\"><\/div>\n\n\n\n<p class=\"wp-block-paragraph\">Be led by individuals who are Canadian citizens, permanent residents, or who hold a Qu\u00e9bec Selection Certificate (CSQ) with proof of an application for permanent residence, or a post-graduation work permit (PGWP) with proof of an application for permanent residence.<\/p>\n<\/div>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-column has-spring-wood-color has-text-color has-link-color wp-elements-55375b635faaa1745c7bb49a1f9d348e is-layout-flow wp-block-column-is-layout-flow\">\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-8f761849 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-vertically-aligned-top is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:0%\">\n<h2 class=\"wp-block-heading alignwide has-sunglow-color has-text-color has-link-color wp-elements-ee753ceb1b335845c3c9b954e01659e0\" id=\"h-6\">6<\/h2>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-vertically-aligned-top is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:100%\">\n<div style=\"height:38px\" aria-hidden=\"true\" class=\"wp-block-spacer hide-on-mobile\"><\/div>\n\n\n\n<p class=\"wp-block-paragraph\">Be led by at least one individual from a community that remains underrepresented in entrepreneurship (women, racialized individuals, immigrants, members of First Nations and Inuit communities, members of the LGBTQ2S+ community, and persons living with a disability) and this individual or these individuals must own at least 25% of the shares and voting rights, and hold a strategic position within the business.<\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n\n\n\n<div style=\"height:23px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p class=\"has-spring-wood-color has-text-color has-link-color has-small-font-size wp-elements-0027e30a3de2db7c6256b4b893a250de wp-block-paragraph\"><em>*Evol reserves the right at its sole discretion to refuse any loan application that does not meet its eligibility criteria or economic viability requirements (see legal notes). Social economy enterprises may be eligible under certain conditions.<\/em><\/p>\n\n\n\n<div style=\"height:50px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<div style=\"height:30px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<\/div>\n\n                    \n\n\n<div class=\"block-background  light-mode\" \n style=&quot;background-color:#f1eee6;&quot; >\n    <span class=\"block-background__label\">Content with background<\/span>\n  \n    \n\n<div style=\"height:37px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h2 id=\"h-testimonials\" class=\"wp-block-heading has-pomegranate-color has-text-color has-link-color wp-elements-890160a0cbeaa9b5aef1ca1cd33b887d\">Testimonials<\/h2>\n\n\n\n<div style=\"height:31px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-8f761849 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\"><div class=\"wp-block-image\">\n<figure class=\"aligncenter size-full is-resized\"><img decoding=\"async\" width=\"776\" height=\"894\" src=\"https:\/\/www.evol.ca\/wp-content\/uploads\/2026\/04\/Evol_Financement_SiteWeb_A_Visuels_Bloc-3_P-1.png\" alt=\"\" class=\"wp-image-31591\" style=\"width:500px\" srcset=\"https:\/\/www.evol.ca\/wp-content\/uploads\/2026\/04\/Evol_Financement_SiteWeb_A_Visuels_Bloc-3_P-1.png 776w, https:\/\/www.evol.ca\/wp-content\/uploads\/2026\/04\/Evol_Financement_SiteWeb_A_Visuels_Bloc-3_P-1-260x300.png 260w, https:\/\/www.evol.ca\/wp-content\/uploads\/2026\/04\/Evol_Financement_SiteWeb_A_Visuels_Bloc-3_P-1-130x150.png 130w, https:\/\/www.evol.ca\/wp-content\/uploads\/2026\/04\/Evol_Financement_SiteWeb_A_Visuels_Bloc-3_P-1-768x885.png 768w, https:\/\/www.evol.ca\/wp-content\/uploads\/2026\/04\/Evol_Financement_SiteWeb_A_Visuels_Bloc-3_P-1-600x691.png 600w, https:\/\/www.evol.ca\/wp-content\/uploads\/2026\/04\/Evol_Financement_SiteWeb_A_Visuels_Bloc-3_P-1-43x50.png 43w\" sizes=\"(max-width: 776px) 100vw, 776px\" \/><\/figure>\n<\/div>\n\n\n<div style=\"height:50px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p class=\"has-text-align-center has-pomegranate-color has-text-color has-link-color has-large-font-size wp-elements-d62d3cc260bb007ada2b63dfe901efa9 wp-block-paragraph\">\u201cBeyond the financial aspect, our personal partnership with Evol has been incredibly positive. <strong>The team has always been attentive, responsive, and proactive, making it much easier for us to make strategic decisions.<\/strong> Evol&#8217;s support has been far more than just financing; <strong>it has been true guidance that has fuelled our vision and our ambitions for the future.<\/strong>\u201d<\/p>\n\n\n\n<div style=\"height:15px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h6 class=\"wp-block-heading has-text-align-center has-pomegranate-color has-text-color has-link-color wp-elements-11caf8cb0cfe520656ece18b8e2bd14e\" id=\"h-laseve\"><strong>\u2022 LAS\u00c8VE \u2022<\/strong><\/h6>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:70px\"><\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\"><div class=\"wp-block-image\">\n<figure class=\"aligncenter size-full is-resized\"><img decoding=\"async\" width=\"776\" height=\"894\" src=\"https:\/\/www.evol.ca\/wp-content\/uploads\/2026\/04\/Evol_Financement_SiteWeb_A_Visuels_Bloc-3_P-2.png\" alt=\"\" class=\"wp-image-31593\" style=\"width:500px\" srcset=\"https:\/\/www.evol.ca\/wp-content\/uploads\/2026\/04\/Evol_Financement_SiteWeb_A_Visuels_Bloc-3_P-2.png 776w, https:\/\/www.evol.ca\/wp-content\/uploads\/2026\/04\/Evol_Financement_SiteWeb_A_Visuels_Bloc-3_P-2-260x300.png 260w, https:\/\/www.evol.ca\/wp-content\/uploads\/2026\/04\/Evol_Financement_SiteWeb_A_Visuels_Bloc-3_P-2-130x150.png 130w, https:\/\/www.evol.ca\/wp-content\/uploads\/2026\/04\/Evol_Financement_SiteWeb_A_Visuels_Bloc-3_P-2-768x885.png 768w, https:\/\/www.evol.ca\/wp-content\/uploads\/2026\/04\/Evol_Financement_SiteWeb_A_Visuels_Bloc-3_P-2-600x691.png 600w, https:\/\/www.evol.ca\/wp-content\/uploads\/2026\/04\/Evol_Financement_SiteWeb_A_Visuels_Bloc-3_P-2-43x50.png 43w\" sizes=\"(max-width: 776px) 100vw, 776px\" \/><\/figure>\n<\/div>\n\n\n<div style=\"height:50px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p class=\"has-text-align-center has-pomegranate-color has-text-color has-link-color has-large-font-size wp-elements-4fa98e3fbabff3e4eba002ad0ca774fb wp-block-paragraph\">\u201cEvol has been <strong>a true catalyst for our young business<\/strong>. Their financial and strategic guidance has enabled us to launch meaningful initiatives and raise our profile. <strong>We\u2019re grateful for this partnership on both a human and professional level, which gives us the confidence to keep moving forward every day.<\/strong>\u201d<\/p>\n\n\n\n<div style=\"height:15px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h6 class=\"wp-block-heading has-text-align-center has-pomegranate-color has-text-color has-link-color wp-elements-9a8d3a3b5cebfe57f64a29041ca57773\" id=\"h-iris-arlo\"><strong>\u2022 IRIS + ARLO \u2022<\/strong><\/h6>\n<\/div>\n<\/div>\n\n\n\n<div style=\"height:50px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<\/div>\n\n                    \n\n\n<div class=\"block-background  light-mode\" \n style=&quot;background-color:#b2d0d3;&quot; >\n    <span class=\"block-background__label\">Content with background<\/span>\n  \n    \n\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-8f761849 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-vertically-aligned-center is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:40%\">\n<figure class=\"wp-block-image alignfull size-full hide-on-mobile\"><img decoding=\"async\" width=\"1080\" height=\"1080\" src=\"https:\/\/www.evol.ca\/wp-content\/uploads\/2025\/10\/Evol_Guide-Financement_Mockup_1080x1080_LowRes.jpg\" alt=\"\" class=\"wp-image-28317\" srcset=\"https:\/\/www.evol.ca\/wp-content\/uploads\/2025\/10\/Evol_Guide-Financement_Mockup_1080x1080_LowRes.jpg 1080w, https:\/\/www.evol.ca\/wp-content\/uploads\/2025\/10\/Evol_Guide-Financement_Mockup_1080x1080_LowRes-300x300.jpg 300w, https:\/\/www.evol.ca\/wp-content\/uploads\/2025\/10\/Evol_Guide-Financement_Mockup_1080x1080_LowRes-1024x1024.jpg 1024w, https:\/\/www.evol.ca\/wp-content\/uploads\/2025\/10\/Evol_Guide-Financement_Mockup_1080x1080_LowRes-150x150.jpg 150w, https:\/\/www.evol.ca\/wp-content\/uploads\/2025\/10\/Evol_Guide-Financement_Mockup_1080x1080_LowRes-768x768.jpg 768w, https:\/\/www.evol.ca\/wp-content\/uploads\/2025\/10\/Evol_Guide-Financement_Mockup_1080x1080_LowRes-400x400.jpg 400w, https:\/\/www.evol.ca\/wp-content\/uploads\/2025\/10\/Evol_Guide-Financement_Mockup_1080x1080_LowRes-600x600.jpg 600w, https:\/\/www.evol.ca\/wp-content\/uploads\/2025\/10\/Evol_Guide-Financement_Mockup_1080x1080_LowRes-100x100.jpg 100w, https:\/\/www.evol.ca\/wp-content\/uploads\/2025\/10\/Evol_Guide-Financement_Mockup_1080x1080_LowRes-50x50.jpg 50w\" sizes=\"(max-width: 1080px) 100vw, 1080px\" \/><\/figure>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-vertically-aligned-center is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:60%\">\n<div style=\"height:15px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h2 id=\"h-download-our-guide-in-french-that-will-help-you-obtain-a-business-loan\" class=\"wp-block-heading has-william-color has-text-color\">download our guide (in French) that will help you obtain a business loan<\/h2>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<div class=\"wp-block-buttons is-horizontal is-content-justification-left is-layout-flex wp-container-core-buttons-is-layout-39697d9b wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button is-style-fill\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/www.evol.ca\/comment-faciliter-obtention-pret-pour-entreprise\/\">learn more<\/a><\/div>\n<\/div>\n\n\n\n<div style=\"height:48px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n<\/div>\n<\/div>\n\n\n\n<\/div>\n\n                    \n\n\n<div class=\"block-background  light-mode\" \n style=&quot;background-color:#3a5a70;&quot; >\n    <span class=\"block-background__label\">Content with background<\/span>\n  \n    \n\n<div style=\"height:50px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<div style=\"height:35px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h2 id=\"h-what-are-the-steps-to-obtaining-a-loan\" class=\"wp-block-heading has-spring-wood-color has-text-color\">What are the steps to obtaining a loan?<\/h2>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p class=\"has-spring-wood-color has-text-color has-link-color wp-elements-7b65b5bed52b203fb89ea4f74ce2b23a wp-block-paragraph\">Before you get started, we recommend watching <a href=\"https:\/\/www.evol.ca\/cours\/seance-dinformation\/\" target=\"_blank\" rel=\"noreferrer noopener\">our information video<\/a> (in French) for details about our financing and mentoring offer.<\/p>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h3 id=\"h-the-main-steps\" class=\"wp-block-heading has-spring-wood-color has-text-color\">the main steps<\/h3>\n\n\n\n<div style=\"height:40px\" aria-hidden=\"true\" class=\"wp-block-spacer hide-on-mobile\"><\/div>\n\n\n\n<div class=\"wp-block-columns are-vertically-aligned-top is-layout-flex wp-container-core-columns-is-layout-8f761849 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-vertically-aligned-top has-spring-wood-color has-text-color has-link-color wp-elements-70013250d1a6abc0cbeb96ce1df42290 is-layout-flow wp-block-column-is-layout-flow\">\n<div class=\"wp-block-columns hide-on-mobile is-layout-flex wp-container-core-columns-is-layout-8f761849 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:0px\">\n<h2 id=\"h-\" class=\"wp-block-heading\"><\/h2>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-vertically-aligned-bottom is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:200px\">\n<figure class=\"wp-block-image size-full\"><img decoding=\"async\" width=\"127\" height=\"109\" src=\"https:\/\/www.evol.ca\/wp-content\/uploads\/2025\/10\/Evol_Financement_SiteWeb_A_Visuels_Bloc-8_I1.png\" alt=\"\" class=\"wp-image-28452\" srcset=\"https:\/\/www.evol.ca\/wp-content\/uploads\/2025\/10\/Evol_Financement_SiteWeb_A_Visuels_Bloc-8_I1.png 127w, https:\/\/www.evol.ca\/wp-content\/uploads\/2025\/10\/Evol_Financement_SiteWeb_A_Visuels_Bloc-8_I1-58x50.png 58w\" sizes=\"(max-width: 127px) 100vw, 127px\" \/><\/figure>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-8f761849 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:0px\">\n<h2 id=\"h-1-0\" class=\"wp-block-heading has-spring-wood-color has-text-color has-link-color wp-elements-0e77e3d5e35dbc19f0d3034ac881433f\"><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-spring-wood-color\">1<\/mark><\/h2>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:200px\">\n<div style=\"height:38px\" aria-hidden=\"true\" class=\"wp-block-spacer hide-on-mobile\"><\/div>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Submit an application for financing<\/strong> using the loan application form.<\/p>\n<\/div>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-vertically-aligned-top has-spring-wood-color has-text-color has-link-color wp-elements-e4abba37351417c32ecaef804aa283bc is-layout-flow wp-block-column-is-layout-flow\">\n<div class=\"wp-block-columns hide-on-mobile is-layout-flex wp-container-core-columns-is-layout-8f761849 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:0px\">\n<h2 id=\"h-\" class=\"wp-block-heading\"><\/h2>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-vertically-aligned-bottom is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:200px\">\n<figure class=\"wp-block-image size-full\"><img decoding=\"async\" width=\"125\" height=\"111\" src=\"https:\/\/www.evol.ca\/wp-content\/uploads\/2025\/10\/Evol_Financement_SiteWeb_A_Visuels_Bloc-8_I2.png\" alt=\"\" class=\"wp-image-28450\" srcset=\"https:\/\/www.evol.ca\/wp-content\/uploads\/2025\/10\/Evol_Financement_SiteWeb_A_Visuels_Bloc-8_I2.png 125w, https:\/\/www.evol.ca\/wp-content\/uploads\/2025\/10\/Evol_Financement_SiteWeb_A_Visuels_Bloc-8_I2-56x50.png 56w\" sizes=\"(max-width: 125px) 100vw, 125px\" \/><\/figure>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-8f761849 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:0px\">\n<h2 id=\"h-2-0\" class=\"wp-block-heading has-spring-wood-color has-text-color has-link-color wp-elements-3dc2e18ad2401db51919b25f71f7288f\"><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-spring-wood-color\">2<\/mark><\/h2>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:200px\">\n<div style=\"height:38px\" aria-hidden=\"true\" class=\"wp-block-spacer hide-on-mobile\"><\/div>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Analysis and monitoring of your file<\/strong> by our team of experts.<\/p>\n<\/div>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-vertically-aligned-top has-spring-wood-color has-text-color has-link-color wp-elements-19e65b8481cd3ffa64b0465ff0bf076a is-layout-flow wp-block-column-is-layout-flow\">\n<div class=\"wp-block-columns hide-on-mobile is-layout-flex wp-container-core-columns-is-layout-8f761849 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:0px\">\n<h2 id=\"h-\" class=\"wp-block-heading\"><\/h2>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-vertically-aligned-bottom is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:200px\">\n<figure class=\"wp-block-image size-full\"><img decoding=\"async\" width=\"126\" height=\"110\" src=\"https:\/\/www.evol.ca\/wp-content\/uploads\/2025\/10\/Evol_Financement_SiteWeb_A_Visuels_Bloc-8_I3.png\" alt=\"\" class=\"wp-image-28448\" srcset=\"https:\/\/www.evol.ca\/wp-content\/uploads\/2025\/10\/Evol_Financement_SiteWeb_A_Visuels_Bloc-8_I3.png 126w, https:\/\/www.evol.ca\/wp-content\/uploads\/2025\/10\/Evol_Financement_SiteWeb_A_Visuels_Bloc-8_I3-57x50.png 57w\" sizes=\"(max-width: 126px) 100vw, 126px\" \/><\/figure>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-8f761849 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:0px\">\n<h2 id=\"h-3-0\" class=\"wp-block-heading\"><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-spring-wood-color\">3<\/mark><\/h2>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:200px\">\n<div style=\"height:38px\" aria-hidden=\"true\" class=\"wp-block-spacer hide-on-mobile\"><\/div>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Presentation of your file<\/strong> to the financing committee.<\/p>\n<\/div>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-vertically-aligned-top has-spring-wood-color has-text-color has-link-color wp-elements-42acd3903e37c7e9c7612d436af04863 is-layout-flow wp-block-column-is-layout-flow\">\n<div class=\"wp-block-columns hide-on-mobile is-layout-flex wp-container-core-columns-is-layout-8f761849 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:0px\">\n<h2 id=\"h-\" class=\"wp-block-heading\"><\/h2>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-vertically-aligned-bottom is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:200px\">\n<figure class=\"wp-block-image size-full\"><img decoding=\"async\" width=\"109\" height=\"109\" src=\"https:\/\/www.evol.ca\/wp-content\/uploads\/2025\/10\/Evol_Financement_SiteWeb_A_Visuels_Bloc-8_I4.png\" alt=\"\" class=\"wp-image-28446\" srcset=\"https:\/\/www.evol.ca\/wp-content\/uploads\/2025\/10\/Evol_Financement_SiteWeb_A_Visuels_Bloc-8_I4.png 109w, https:\/\/www.evol.ca\/wp-content\/uploads\/2025\/10\/Evol_Financement_SiteWeb_A_Visuels_Bloc-8_I4-100x100.png 100w, https:\/\/www.evol.ca\/wp-content\/uploads\/2025\/10\/Evol_Financement_SiteWeb_A_Visuels_Bloc-8_I4-50x50.png 50w\" sizes=\"(max-width: 109px) 100vw, 109px\" \/><\/figure>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-8f761849 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:0px\">\n<h2 id=\"h-4-0\" class=\"wp-block-heading\"><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-spring-wood-color\">4<\/mark><\/h2>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:200px\">\n<div style=\"height:38px\" aria-hidden=\"true\" class=\"wp-block-spacer hide-on-mobile\"><\/div>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Granting of the loan<\/strong> according to the terms of the contract.<\/p>\n<\/div>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-vertically-aligned-top has-spring-wood-color has-text-color has-link-color wp-elements-73bd6929fad38f2453084a362a39c774 is-layout-flow wp-block-column-is-layout-flow\">\n<div class=\"wp-block-columns hide-on-mobile is-layout-flex wp-container-core-columns-is-layout-8f761849 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:0px\">\n<h2 id=\"h-\" class=\"wp-block-heading\"><\/h2>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-vertically-aligned-bottom is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:200px\">\n<figure class=\"wp-block-image size-full\"><img decoding=\"async\" width=\"126\" height=\"111\" src=\"https:\/\/www.evol.ca\/wp-content\/uploads\/2025\/10\/Evol_Financement_SiteWeb_A_Visuels_Bloc-8_I5.png\" alt=\"\" class=\"wp-image-28444\" srcset=\"https:\/\/www.evol.ca\/wp-content\/uploads\/2025\/10\/Evol_Financement_SiteWeb_A_Visuels_Bloc-8_I5.png 126w, https:\/\/www.evol.ca\/wp-content\/uploads\/2025\/10\/Evol_Financement_SiteWeb_A_Visuels_Bloc-8_I5-57x50.png 57w\" sizes=\"(max-width: 126px) 100vw, 126px\" \/><\/figure>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-8f761849 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:0px\">\n<h2 id=\"h-5-0\" class=\"wp-block-heading\"><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-spring-wood-color\">5<\/mark><\/h2>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:200px\">\n<div style=\"height:38px\" aria-hidden=\"true\" class=\"wp-block-spacer hide-on-mobile\"><\/div>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Mentoring and support<\/strong> for the duration of your loan.<\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n\n\n\n<div style=\"height:50px\" aria-hidden=\"true\" id=\"soutien-preparation-demande-de-pret\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<div style=\"height:30px\" aria-hidden=\"true\" id=\"soutien-preparation-demande-de-pret\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<\/div>\n\n                    \n\n\n<div class=\"block-background  dark-mode\" \n style=&quot;background-color:#fa2e1f;&quot; >\n    <span class=\"block-background__label\">Content with background<\/span>\n  \n    \n\n<div style=\"height:50px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<div style=\"height:35px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-8f761849 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:680px\">\n<h3 id=\"h-are-you-ready-to-apply-for-business-financing\" class=\"wp-block-heading has-spring-wood-color has-text-color has-link-color wp-elements-c93efbcc29e58d46adf20e62641207bb\"><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-spring-wood-color\">Are you ready to apply for business financing?<\/mark><\/h3>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p class=\"has-spring-wood-color has-text-color has-link-color wp-elements-2a9cbd914a973931d4111f99b3df86dd wp-block-paragraph\">Have your business plan and financial projections on hand before you begin completing this eight-step application form. 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>\n    <span class=\"block-background__label\">Content with background<\/span>\n  \n    \n\n<div style=\"height:50px\" aria-hidden=\"true\" id=\"soutien-preparation-demande-de-pret\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" id=\"soutien-preparation-demande-de-pret\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-8f761849 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:55%\">\n<h3 id=\"h-financing-partners\" class=\"wp-block-heading\"><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-william-color\">Financing partners<\/mark><\/h3>\n\n\n\n<h6 id=\"h-evol-impact-envelope\" class=\"wp-block-heading\"><strong><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-william-color\">Evol impact envelope<\/mark><\/strong><\/h6>\n\n\n\n<p class=\"wp-block-paragraph\">Through partnerships with the <strong>Government of Qu\u00e9bec<\/strong> (through its agent <strong>Investissement Qu\u00e9bec<\/strong>, the <strong>Government of Canada<\/strong>, <strong>National Bank<\/strong>, the <strong>Business Development Bank of Canada (BDC)<\/strong>, the <strong>Fonds de solidarit\u00e9 FTQ<\/strong> and <strong>Fondaction<\/strong>.<\/p>\n\n\n\n<div style=\"height:50px\" aria-hidden=\"true\" class=\"wp-block-spacer hide-on-mobile\"><\/div>\n\n\n\n<div style=\"height:30px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-vertically-aligned-bottom is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:50%\">\n<figure class=\"wp-block-image alignfull size-full\"><img decoding=\"async\" width=\"790\" height=\"499\" src=\"https:\/\/www.evol.ca\/wp-content\/uploads\/2025\/10\/Evol_Financement_SiteWeb_A_Visuels_Bloc-10-1.png\" alt=\"\" class=\"wp-image-28461\" srcset=\"https:\/\/www.evol.ca\/wp-content\/uploads\/2025\/10\/Evol_Financement_SiteWeb_A_Visuels_Bloc-10-1.png 790w, https:\/\/www.evol.ca\/wp-content\/uploads\/2025\/10\/Evol_Financement_SiteWeb_A_Visuels_Bloc-10-1-300x189.png 300w, https:\/\/www.evol.ca\/wp-content\/uploads\/2025\/10\/Evol_Financement_SiteWeb_A_Visuels_Bloc-10-1-768x485.png 768w, https:\/\/www.evol.ca\/wp-content\/uploads\/2025\/10\/Evol_Financement_SiteWeb_A_Visuels_Bloc-10-1-600x379.png 600w, https:\/\/www.evol.ca\/wp-content\/uploads\/2025\/10\/Evol_Financement_SiteWeb_A_Visuels_Bloc-10-1-79x50.png 79w\" sizes=\"(max-width: 790px) 100vw, 790px\" \/><\/figure>\n<\/div>\n<\/div>\n\n\n\n<\/div>\n\n                    \n\n\n\n<div style=\"height:50px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<div style=\"height:35px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Privacy policy<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><em><em><em>The collection and processing of personal information gathered by Evol are governed by its Privacy Policy, which complies with Quebec\u2019s Act respecting the protection of personal information in the private sector. Our policy adheres to the principles set out in the legislation regarding the collection, use, disclosure with or without consent where permitted, retention, and destruction of personal information, while implementing appropriate security measures based on the nature and volume of the information collected. Information may be disclosed to third parties only within the framework permitted by law. In addition, Evol does not use personal information to create user profiles.<\/em><\/em><\/em><\/p>\n\n\n\n<div style=\"height:30px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n<div class=\"block-accordion \">\n    <span class=\"block-accordion__label\">Accordion<\/span>\n    <h3 class=\"block-accordion__title\">legal notes<\/h3>\n    \n\n<ul class=\"wp-block-list\">\n<li><em><em><em>Evol Financement reserves the right, at its sole discretion, to refuse any loan application that does not meet its eligibility or economic viability criteria. The economic viability criteria are set out in section 7.1 of Evol Financement\u2019s Financing Policy (version adopted on March 26, 2024).<\/em><\/em><\/em><\/li>\n\n\n\n<li><em>This page provides a summary of the key features of Evol Financement\u2019s financing vehicle and is not exhaustive.<\/em><\/li>\n\n\n\n<li><em>All loan applications are subject to a credit check and a criminal background check.<\/em><\/li>\n\n\n\n<li><em><em><em>Moratoriums are subject to certain conditions.<\/em><\/em><\/em><\/li>\n\n\n\n<li><em><em><em>Loan applications from businesses seeking debt consolidation, tax restructuring, or those still in the pre-startup phase will be declined.<\/em><\/em><\/em><\/li>\n\n\n\n<li><em>Last updated September 3, 2025.<\/em><\/li>\n<\/ul>\n\n\n<\/div>\n\n                    \n\n\n\n<div style=\"height:54px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n<div class=\"block-background  light-mode\" \n style=&quot;background-color:#fa2e1f;&quot; >\n    <span class=\"block-background__label\">Content with background<\/span>\n  \n    \n\n<div style=\"height:50px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<div style=\"height:35px\" aria-hidden=\"true\" class=\"wp-block-spacer hide-if-mobile\"><\/div>\n\n\n\n<h2 id=\"h-frequently-asked-questions\" class=\"wp-block-heading h_4-2rem has-spring-wood-color has-text-color has-link-color wp-elements-93bb8c10595151822a63c17a16e4db26\"><strong>Frequently Asked Questions<\/strong><\/h2>\n\n\n\n<div class=\"wp-block-group faq_symbol_f1eee6 faq_titre_f1eee6\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-block-group-is-layout-constrained\"><div class=\"block-accordion \">\n    <span class=\"block-accordion__label\">Accordion<\/span>\n    <h3 class=\"block-accordion__title\">Do you offer grants for businesses?<\/h3>\n    \n\n<p class=\"has-spring-wood-color has-text-color has-link-color wp-elements-231b1a9b68388fc4512386b441a245d7 wp-block-paragraph\">We don\u2019t currently offer grants. Our financing is provided through conventional loans, paired with comprehensive, personalized mentoring.<\/p>\n\n\n<\/div>\n\n                    \n\n\n<div class=\"block-accordion \">\n    <span class=\"block-accordion__label\">Accordion<\/span>\n    <h3 class=\"block-accordion__title\">What interest rate do you charge on your loans?<\/h3>\n    \n\n<p class=\"has-spring-wood-color has-text-color has-link-color wp-elements-874fc24ce8832aec14a7e6821fb57005 wp-block-paragraph\">Interest rates are determined based on the project&#8217;s financial, environmental, and social risk profile. Rates range from 7% to 10%.<\/p>\n\n\n<\/div>\n\n                    \n\n\n<div class=\"block-accordion \">\n    <span class=\"block-accordion__label\">Accordion<\/span>\n    <h3 class=\"block-accordion__title\">I&#039;d like to start a business and need financing. Can you help?<\/h3>\n    \n\n<p class=\"has-spring-wood-color has-text-color has-link-color wp-elements-c1ebb987f847274ff6969372d704b87e wp-block-paragraph\">We provide financing for start-ups that are ready to start generating sales within the next three months, businesses in the initial stages of commercialization, and companies that are already marketing a product.<\/p>\n\n\n\n<p class=\"has-spring-wood-color has-text-color has-link-color wp-elements-3df9ef327b99aed977684e9308c762fb wp-block-paragraph\">If your business is still in the pre-startup or ideation stage, contact your Regional County Municipality (MRC). They can point you toward local advisors who can support you in your efforts.<\/p>\n\n\n<\/div>\n\n                    \n\n\n<div class=\"block-accordion \">\n    <span class=\"block-accordion__label\">Accordion<\/span>\n    <h3 class=\"block-accordion__title\">Is the mentoring mandatory? I don&#039;t really have time for it.<\/h3>\n    \n\n<p class=\"has-spring-wood-color has-text-color has-link-color wp-elements-3225b7d8b61126f3e3c8ba050b2edbbf wp-block-paragraph\">Our financing includes mentoring tailored to your needs. And in our experience, having dedicated advisors to turn to when needed can save you time, money, and energy. You&#8217;ll also have free access to experts from the Brigade-conseils, who can connect you with professionals in areas such as human resources, legal affairs, accounting, marketing, production, and more, depending on your challenges. In addition, by reviewing your financial statements, we can share insights that help you make informed business decisions. There\u2019s no downside!<\/p>\n\n\n<\/div>\n\n                    \n\n\n<div class=\"block-accordion \">\n    <span class=\"block-accordion__label\">Accordion<\/span>\n    <h3 class=\"block-accordion__title\">Do you finance the purchase of an existing business?<\/h3>\n    \n\n<p class=\"has-spring-wood-color has-text-color has-link-color wp-elements-f08e4df5f49900accec9356d40b68e1d wp-block-paragraph\">Yes. We also provide financing for business acquisitions and successions.<\/p>\n\n\n<\/div>\n\n                    \n<\/div><\/div>\n\n\n\n<div style=\"height:50px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<div style=\"height:30px\" aria-hidden=\"true\" class=\"wp-block-spacer hide-if-mobile\"><\/div>\n\n\n\n<\/div>\n\n                    \n","protected":false},"excerpt":{"rendered":"<p>Privacy policy The collection and processing of personal information gathered by Evol are governed by its Privacy Policy, which complies with Quebec\u2019s Act respecting the protection of personal information in the private sector. Our policy adheres to the principles set out in the legislation regarding the collection, use, disclosure with or without consent where permitted, &hellip; <a href=\"https:\/\/www.evol.ca\/en\/financing\/\">Continued<\/a><\/p>\n","protected":false},"author":2,"featured_media":22324,"parent":0,"menu_order":9,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"_relevanssi_hide_post":"","_relevanssi_hide_content":"","_relevanssi_pin_for_all":"","_relevanssi_pin_keywords":"","_relevanssi_unpin_keywords":"","_relevanssi_related_keywords":"","_relevanssi_related_include_ids":"","_relevanssi_related_exclude_ids":"","_relevanssi_related_no_append":"","_relevanssi_related_not_related":"","_relevanssi_related_posts":"4835,4827,26011,390,4808,4775","_relevanssi_noindex_reason":"","footnotes":""},"class_list":["post-4742","page","type-page","status-publish","has-post-thumbnail","hentry"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v28.3 (Yoast SEO v28.3) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>A business loan - evol<\/title>\n<meta name=\"description\" content=\"Do you need a business loan? 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